Institute of Development Studies

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Browsing Institute of Development Studies by Subject "Agricultural inputs"

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    Contribution of village community banks in household rice production: A case of Morogoro district
    (Mzumbe University, 2015) LadoHaule, Alice
    This study was conducted in Morogoro District, covering Mvuha and Ngerengere Wards. In Mvuha Ward, two Villages were involved, namely, Tulo and Msonge; while in Ngerengere Ward, Sinyaulime and Ngerengere villages were involved. Broadly the study investigated the contribution of Village Community Bank (VICOBA) in household rice production. The study was set to specifically accomplish the following objectives: examining people perception towards VICOBA; determining the contribution of VICOBA in household rice production and exploring the constraints facing household rice production among VICOBA members. A Cross sectional research design was used where by quantitative and qualitative data were collected by using questionnaire and key informants’ interviews respectively. Qualitative data were analyzed by using content analysis while quantitative data were analyzed by using Statistical Package for Social Science (SPSS). The findings indicated that, people had the perception that VICOBA was of much help in enabling investment in agriculture particularly in rice production. The results also revealed that VICOBA contributed to the development of household rice production by providing training and soft loan for purchasing of agricultural inputs like fertilizers and improved seeds. Small rice farming households face several challenges, including seasonality, trends and shocks. The study concludes that, the knowledge of VICOBA to members on how to perform well in rice farming in saving and access to soft loans increase the income and improves their production as members can use the loans to buy agricultural inputs like improved seeds and fertilizer. It is recommended from this study that, District Councils through Agricultural Departments in collaboration with SEDIT should provide full training to VICOBA groups on how to use modern technology of farming, such as seeds and fertilizers.