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Influence of religious beliefs on family planning and contraceptive utilization: A cross-sectional study of Morogoro Municipality
(Mzumbe University, 2018) Semwaiko, Jennifer Julius
The main objective of this study was to examine the influence of religion on FP and contraceptive utilization. This cross-sectional study was conducted in Morogoro Municipality, which employed questionnaires and interviews to collected data from 220 respondents. The study population included 200 respondents who are religious followers and 20 respondents were religious leaders. Qualitative data was analyzed using context analysis and quantitative data was analyzed by using SPSS version 21.0 to examine the influence of religion and other factors on family planning and contraceptive utilization in Morogoro Municipality. Findings of this study have shown that, family planning and contraceptive utilization differ across religions and denominations. For instance, it was revealed that 31.7% of Muslims used withdrawal method, 10% use condom, 6.7% use Standard Days Method, 5% use pills while 46.6% do not use any method, compared to Christians 25% of whom uses Standard Days Method, 18% uses pills, 18% uses condoms, 7% uses withdrawal method while the remaining 32% do not use any method of family planning. The findings indicated that religion has no significant influence on FP and contraceptive utilization as p-value was 0.070, above the alpha level of 0.05. Hence, in ranking, other factors has more influence than religion because they have shown statistical significance in influencing family planning and contraceptive utilization. In particular, these factors include sex (OR=5.0, 95% CI 2.053-12.427) with p-value=0.000, age (OR=0.3, 95% CI 0.111-1.080) with p-value=0.058, distance (OR=0.05, 95% CI 0.020-0.0127) with p-value=0.000, availability of FP commodities (OR=2.9, 95% CI 1.245-6.997) with p-value=0.011, friendliness of health providers (OR=3.0, 95% CI 1.344-6.734) with p-value=0.006 and side effects of contraceptives (OR=0.2, 95% CI 0.074-0.390) with p-value=0.000. However, in interpreting these findings, factors like sex, availability of family planning commodities and friendliness of health providers significantly increase the use of family planning and contraceptives, however, distance and side effects of contraceptives significantly decrease the use of family planning and contraceptives. In addition, as the age of people increase above 39 years old, the use of family planning and contraceptives fall.
Impact of internal revenue collection on the development of infrastructure: A case study of Bukoba Municipal Council
(Mzumbe University, 2013) Titus, Emmanuel
This study aimed at examining the impact of internal revenue collection on the development of infrastructure in Bukoba Municipal Council. Infrastructure of the council depends much on internal revenue. Therefore internal revenue collection of the Council is the cause of the development. The methodology used were non participatory method, the study used a case study design, Bukoba municipal was used, and primary data were collected using questionnaire while secondary data were collected through documentary review. The information collected were analyzed using computer packages and processed them using manual method. The decision criterion was taken to the highest percentage. The researcher used primary and secondary methods of data collection to generate the needed data. The researcher used both qualitative and quantitative research designs with a sample of 90 respondents included the staff of Bukoba Municipal Council. The data obtained through questionnaire and documentary. The data presented in tables and expressed in simple percentages. The major findings found were under collection of internal source of revenue. The following were some of the findings which lead to insufficient development of the Bukoba Municipal: Bukoba Municipal council were incapable to deliver services and development expected by the people and insufficient of internal revenue collected to maintain the existing infrastructures. The researcher therefore recommended that the challenge that contribute to the declining trend of internal revenue collections in Bukoba that include, political interference, poor collection systems, inadequate facilitation, traditional defaulting. Such challenges should be addressed using the following measures because were not beyond management control;- motivating revenue collector, mobilizing politician not to interfere in revenue collection, outsourcing of internal revenue collection and training revenue collectors because Internal revenue collection had a positive or negative correlation on development. The researcher suggested that future studies should be conducted to analyze any other factors that affect internal revenue collection as well as development in local governments‟ authorities in Tanzania
Impact of internal revenue collection on the development of infrastructure: A case study of Bukoba Municipal Council
(Mzumbe University, 2013) Titus, Emmanuel
This study aimed at examining the impact of internal revenue collection on the development of infrastructure in Bukoba Municipal Council. Infrastructure of the council depends much on internal revenue. Therefore internal revenue collection of the Council is the cause of the development. The methodology used were non participatory method, the study used a case study design, Bukoba municipal was used, and primary data were collected using questionnaire while secondary data were collected through documentary review. The information collected were analyzed using computer packages and processed them using manual method. The decision criterion was taken to the highest percentage. The researcher used primary and secondary methods of data collection to generate the needed data. The researcher used both qualitative and quantitative research designs with a sample of 90 respondents included the staff of Bukoba Municipal Council. The data obtained through questionnaire and documentary. The data presented in tables and expressed in simple percentages. The major findings found were under collection of internal source of revenue. The following were some of the findings which lead to insufficient development of the Bukoba Municipal: Bukoba Municipal council were incapable to deliver services and development expected by the people and insufficient of internal revenue collected to maintain the existing infrastructures. The researcher therefore recommended that the challenge that contribute to the declining trend of internal revenue collections in Bukoba that include, political interference, poor collection systems, inadequate facilitation, traditional defaulting. Such challenges should be addressed using the following measures because were not beyond management control;- motivating revenue collector, mobilizing politician not to interfere in revenue collection, outsourcing of internal revenue collection and training revenue collectors because Internal revenue collection had a positive or negative correlation on development. The researcher suggested that future studies should be conducted to analyze any other factors that affect internal revenue collection as well as development in local governments‟ authorities in Tanzania
The impact of microfinance efficiency on sustainability of microfinance institutions in Tanzania
(Mzumbe University, 2013) Masawe, Nicholaus
The fast growing microfinance sector industry in Tanzania has called for the need of microfinance efficiency to fuel their financial and social sustainability. Although different MFIs exist for different reasons, it is through microfinance efficiency where such MFIs converge. Regardless of their type and goals, MFIs are strongly recommended to be strong sustainable both operationally and financially. However, sustainability of MFIs is impossible to achieve without first strive to achieve microfinance efficiency. This is particularly important if the level of competition in the industry is growing fast like the one in Tanzania. Therefore, there is undeniable a link between MFIs sustainability and microfinance efficiency, and the two concepts cannot be separated. A lot of studies have been done in the area of financial sustainability, but no one, if any, has been done to find out the impact of microfinance efficiency on sustainability of MFIs in Tanzania. This study, therefore, intended to bridge this gape. This study employed quantitative approach using panel data to analyze data of seven MFIs whose information are contained in the MIX database. It was revealed that Cost per borrower, borrowers per loan office and number of borrowers influence the microfinance efficiency of MFIs in Tanzania. In addition, the study revealed a positive relationship between microfinance efficiency, as measured by number of borrowers and borrowers per loan officer, and the sustainability of MFIs. On the other side, negative correlation appear to exist between write off ratio, risk coverage ratio, cost per borrower & loan size with the financial sustainability. From the study findings, among others, it is recommended that the policy makers to step in the industry and impose the regulation to all MFIs regardless of their size, type and location just like what is done by the Bank of Tanzania in regulating financial institutions. Otherwise MFIs may end up reversing the primary reason of their existence.
Assessment of the effects of employees job satisfaction on work performance in insurance company: A case of Jubilee insurance company
(Mzumbe University, 2015) Mahene, Esther John
The overall purpose of the research was to assess the effects of employees’ Job Satisfaction on work performance in Jubilee Insurance Company. The study also took a wide role by looking at the most influencing factors affecting Job Satisfaction in Jubilee Insurance Company on the basis of the factors that were presumed to affect Job Satisfaction included, payment, and teamwork, opportunities for promotion, Job security and working conditions. The following specific objectives were covered; first was to explore the factors that influence job satisfaction, second was to assess work performance in theJubilee Insurance Company, and third was to find out the relationship between Job satisfaction and work performance. The study adopted a case study research design. The area of the study was Jubilee Insurance Company. The total population was 30 employees. Purposive sampling technique was applied. Employees were divided in four categories, namely, operation staff, middle staff, senior staff and the management. Data was obtained through a questionnaire and the analysis was done with the help of SPSS. The study shows that a high percent of employees are not satisfied with pay and opportunities for promotion and to a large extent they are not motivated by them too. Factors like working condition, job security, supervision and leadership, team work, organizational policy,technological change and organizational culture affects employees’ performance in Jubilee Insurance Company. The study recommends that, Jubilee Insurance Company should improve the whole compensation package and promotion opportunities, to make sure that they relate to the employees performance so as to enhance the overall goal achievement in Jubilee Insurance
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