Welcome to Mzumbe University Repository
Welcome to Mzumbe University Institutional Repository (MUIR), an open-access digital archive managed by Mzumbe University Library. We collect, organize, preserve, showcase, and share digital materials created by Mzumbe University scholarly community. Our goal is to offer free access to academic works for researchers and the general public.
Communities in MUIR
Select a community to browse its collections.
Recent Submissions
School performance: A comparative study between public and private secondary schools in Kinondoni municipal council
(Mzumbe University, 2015) Kivenule, Gloria
The purpose of this study was to assess the causes of school performance difference between public and private secondary schools in Tanzania. Three research objectives were addressed namely: to assess the reasons for private secondary schools to outperform public secondary schools; to compare the resources available in public schools and private schools; and compare the teachers‟ motivation in public schools and private schools in Kinondoni Municipal Council. A case study design was used. The target population included 50 secondary school students, 50 teachers, five heads of schools, one District Secondary Education Officer, and 50 parents in Kinondoni Municipality. Data were gathered from the questionnaire, observation, interview schedule, and documentary review. Qualitative data analysis method was used for analyzing the data collected. The major findings revealed that,about 40 (80%) teachers and parents shows that private schools perform better than public secondary schools due to their recruitment of competent teachers, good pay for their teachers, making availability of teaching and learning resources, good set control system of school management team(SMT), and good students enrollment system. Also the finding indicate that the level of school managers involvement in decision making about the school issues is high in private secondary schools, 45 (90%) teachers agreed in private schools have committed teachers, financial capability, good and competent school managers, and active inspectorate personnel. Moreover, the findings revealed that the most incentives used by 5 (100%) heads of schools to enhance private secondary school teachers’ classroom performances were a delegation of duties. Finally, the researcher has put forth that, the government has made more effort to steadiness education delivered by public secondary schools to its people. There is a need to make sure that the gap developed between these private and public secondary schools is removed or reduced. Hence, it is high time for the government to make sure that public secondary schools are provided with all resources as require same to private schools.
Secondary education development plan (SEDP) in Tanzania; An assessment of its implementation: A case study of Temeke municipality
(Mzumbe University, 2014) Felix, Francis
This study examined the effectiveness of the implementation of secondary education development plan phase I (SEDP I) in Temeke Municipality. Specifically, it was an attempt to address the achievements of SEDP I in the municipality, to identify the perceptions of teachers and educational stakeholders on the implementation of SEDP I in Temeke, to find out the challenges hindering the effectiveness of the SEDP I in Temeke and lastly to find out the government’s strategies in improving secondary education in Temeke and the entire of Tanzania. Both theoretical and empirical reviews were done. The study employed a descriptive research design which portrayed an accurate description and a better understanding on the topic under the study. Data collection was carried out through questionnaire, interview and documentary review. Then analyzed through quantitative and qualitative techniques and presented in diagrams, tables and charts. The findings indicated that SEDP I has been accredited for the increase of ward secondary schools and students enrollment in the municipality, employment of both teachers and school contractors. It is also accredited for decrease of illiteracy rate among Tanzanians, decrease in number of street youths, early marriage and pregnancy for school girls. It also ensured availability of teaching and learning materials. In spite of those achievements, there were still various challenges facing the established ward secondary schools. Such challenges included inadequate number of teachers especially for science subjects, lack of hostels, low salaries and motivation for teachers, inadequate working facilities and other physical infrastructures, lack of non-teaching staffs, remoteness of schools and poor academic performance among students. In line with the strategies that are being taken by the government through SEDP II Big Results Now (BRN) and National Strategy for Growth and Reduction of Poverty (NSGRP II), different recommendations were made so as to alleviate these vii challenges. Such recommendations included provision of teaching and learning, facilities, improvement of social and physical infrastructures, increase of salary and teaching allowance for teachers, increase of the community accountability as well as teachers’ involvement in planning and decision making on matters pertaining to education.
Security of mobile money transfer in telecommunication industry in Tanzania,
(Mzumbe University, 2013) Mikumuo, Shamte
This study was done to examine the level of security of mobile money transfer in Telecommunication industry in Tanzania as insecurity resulted to frauds for Mobile money customers and reduce profits for mobile money operators in Tanzania in the years to come. Despite a lot of efforts done by TCRA and BOT still Mobile Money seemed to have paved an easy way of swindling, causing fraud for Tanzania mobile money consumers. Fraud did not only take place during interactive transfers, but has also expanded towards fake hard, money laundering circulating cash and operating system used in the mobile money sector. Data were collected by undertaking survey from sample obtained by using primary and secondary data collection method. These instruments enabled to obtain data from various units of enquiry. Collected data were summarized, classified, presented and analyzed using readily technology available to research, MS- Excel, where necessary, specialized software and SPSS were used. The findings from this study indicated that 79.5% are aware of the electronic money transfer, 46% knows methods used to transfer E-money, 54% know mobile money operating system and 99.5% of respondents were not experience any Fake money in electronic money transfer since they start to use the service. It was concluded that, despite of little awareness of the mobile money methods and operating systems used in transferring electronics money from one customer account to another, still mobile money transfer is safe to both customers and telecommunication companies that are providing mobile money transfer services. To enhance security of Mobile Money transfers, the mobile money operators should increase advertisements regarding customer’s awareness on the important of not sharing mobile money PIN because 13% of customers are sharing E- money PIN. Also should come up with new systems that accommodate new technology which does not allow any mobile money transactions that are stacking, this means all mobile money customers will be allowed to use STK SIM card instead of normal SIM cards that are delaying in getting notification SMS.
Fair taxation; how does Morogoro Municipal taxpayers perceive it? A case of Tanzania Revenue Authority – Morogoro-Municipal
(Mzumbe university, 2016) Shirima, Maternus Joseph
The study intends to investigate the use of collection target based system on fair taxation in Tanzania. As the new system introduced the performance of the authority still does not contributes much towards fair taxation since it forces tax collectors to arbitrary rise assessment /while others collectors, collect just enough from easy to tax sources in order to accumulate the target collection amount set. The study was conducted in the form of an imbedded case study of TRA, domestic revenue department(DRD) both primary and secondary data were collected via questionnaires, interview and documentary review records are respectively used on the analysis. The sample size to respond to questionnaires was selected using a non statistical approach, the judgmental/purposive method and stratified method. Since the main purpose of the new system was to ensure that performance (effectiveness and efficiency) and tax complains from taxpayers are reduced or removed at all, but the result is vice versa though the amount of tax collected by the authority increased but still there are complain from the customer concerning their assessment (tax affairs) therefore the introduced new system is only rely on the amount of collection (quantity) and not how collection is effected (quality) by the authority. Moreover, the authority should not only based on the quantity (amount) of revenue collected but also looking on the ways how those revenue is collected (quality), in order to minimize the high tax burden from taxpayers as well as the complains, which result to high cost to the authority incurred to manage appeal cases which can be avoided through betters collection system, while tax laws and regulation should be considered.
The causes and impacts of loan default to microfinance institutions (MFIS) activities: A case of pride Tanzania Ltd Pamba branch-Mwanza
(Mzumbe university, 2015) Mungure, Mosses Eliud
This study was conducted in order to find out the impacts and causes of loan default to MFIs activities using PRIDE Tanzania ltd- Pamba branch in Mwanza as a case study. This study specifically focused on finding out the impacts of loan default on MFIs operational costs, income, profit and lending, examining extent in which loan supervision, monitoring and control affects loan repayment, identifying whether multiple borrowing by clients leads to loan default, finding out whether the use of funds by clients for unintended purpose contribute to loan default. Research design used was case study design. The study carried out in Mwanza region in Nyamagana and Ilemela district sample size comprised of 100 clients who benefit from PRIDE Tanzania ltd services and 10 loan officers of PRIDE Tanzania ltd .Sampling techniques adopted was Simple random sampling technique used for loan officers and Purposive sampling technique used in sampling MFIs clients .Data was processed through Statistical Package for Social Scientist and analysed and presented in the form of frequencies, percentages and tables. The study findings revealed that interest rates charged on loans, diverting funds from its intended use, multiple borrowing has a direct impact on repayment. The research also revealed some of the causes that contributed to the default by some customers such as lack of collateral and high interest rates. The study also concluded that formation of strong solidarity groups is key to preventing high arrears. MFIs should also provide appropriate training and supervision to clients regarding the use of their loans. Further more MFIs should have clear and effective credit or lending policies and procedures and must be regularly reviewed.