Itika, Josephat Stephen2026-06-092002APA99876174098271174592https://scholar.mzumbe.ac.tz/handle/123456789/2091This book was sent to DRPS for publication.This work is a result of a case study conducted in Morogoro Municipality in Tanzania from July 1999 to November 2001. The objective was to find out the dynamics and power of PRIDE financed micro enterprises at the household level. A structured self-administered questionnaire was used to solicit opinion from 146 PRIDE customers, the majority being women. Semi structured interviews, focus groups discussions, observations and documentary review were used to explore the nature and dynamics of the enterprise's empowerment processes. Simple Statistics were complemented by qualitative content analysis. PRIDE credit scheme, which is a replica of Grameen- Bank micro finance model, does empower households though the nature and characteristics of such enterprises cannot form the basis for economic growth without macroeconomic policies that promote substantial investment for employment creation.en-USHousehold enterprisesMicro enterpriseNew orthodoxyEmploymentPRIDE-Morogorocreditgroup collateralBook