Research Repository

Liquidity Management in Commercial Banks the Case of the People’s Bank Of Zanzibar Ltd (PBZ LTD)

DSpace/Manakin Repository

Show simple item record Suleiman, Suleiman A. 2020-06-16T17:21:01Z 2020-06-16T17:21:01Z 2013
dc.identifier.citation APA en_US
dc.description A proposal report in partial/Fulfilment of the Requirements for the award of Degree of Master of Science in Accounting and Finance (Msc.A&F) of Mzumbe University. en_US
dc.description.abstract This study examined liquidity management in commercial banks. The overall objective of the study was to empirically review the soundness of liquidity management for the People’s Bank of Zanzibar Ltd. In this manner the research sought to fill the gap between incoming and outgoing cash flow in the commercial banks which has typically focused on both liability side and assets side of bank. Considering the nature and complexity of study, senior officers involved to participate in research. A non-experimental mainly quantitative research design was used to review soundness of liquidity management of the bank. Although study was quantitative in nature but qualitative techniques were used to assist interpretation and clarification of the results. The data obtained from the Primary and Secondary sources were statistically analyzed using SPSS version 16 program and were sorted and grouped in tables of percentages and frequency distribution. Hypotheses were statistically tested through One way Anova. The study concluded that PBZ operates with excess liquidity and holds more liquid assets, to some extent, bank to hold liquid assets may reducing its liquidity risk. However, this benefit can eventually be outweighed by the opportunity cost of holding such comparatively low yielding liquid assets on the balance sheet. Liquid assets such as treasury bills and treasury bonds in which PBZ normally holds as alternative for issuing loans sometime may be unproductive, thereby such profit or benefits derived from such instruments be less than profit of illiquid assets. Finally the study recommended that bank should put more emphasis on investing excess funds in loan rather than other investments so as to boost their return. en_US
dc.language.iso en en_US
dc.publisher Mzumbe University en_US
dc.subject Money management en_US
dc.subject Liquidity-commercial banks en_US
dc.subject People’s Bank of Zanzibar en_US
dc.title Liquidity Management in Commercial Banks the Case of the People’s Bank Of Zanzibar Ltd (PBZ LTD) en_US
dc.type Thesis en_US

Files in this item

This item appears in the following Collection(s)

Show simple item record

Search MUScholar


My Account