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The Outcome of Microcredit on Empowering Women and Increase their Autonomy at Ilala Municipality

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Show simple item record Shayo, Ireen B. 2020-06-16T17:06:33Z 2020-06-16T17:06:33Z 2014
dc.description A Dissertation submitted in Partial/Fulfilment of the Requirements for Award of the Degree Master of Science in Accounting and Finance (Msc.A&F) of Mzumbe University en_US
dc.description.abstract Despite a noticeable improvement in gender awareness in Tanzania women participation in microfinance institutions is still low. This is particularly evident with regard to the role of microcredit to empower women. Women are less likely to have access to land, credit, decent jobs even though a growing body of research shows that the achievement of gender equality has enormous socio-economic ratifications. This research was carried out to investigate the outcome of microcredit on women empowerment with specific objectives such as to examine factors affecting Microcredit sector on empowering women, identify important role of micro-credits on empowering women and increasing their autonomy in the society and examine men`s perception on the on ongoing empowerment of women attained from financial services provided by Microcredit sector. A case study design was applied, whereby conducive and purposive samplings were applied. Questionnaires and interview were used to collect data which were analyzed in frequency hence expressed in percentages. The study found that Men’s perception was positive towards Micro credit sector which plays a great role to empower women by increasing participation in decision making, access to social needs (love and belonging), reduce violence by creating balance in family responsibilities while reducing the burden from men, improves business skills, more women are trained to undertake their businesses and enable them to support children to go to school, confidence level, self-esteem, income and savings. Factors such as lack of fund, strictly laws and regulations, violence against women, low level of education, religious belief and cultural values are affecting micro credits to empower women. The study yielded the following recommendations; educate men to abandon culture which discriminate women, educating women and society at large on economic, political and social empowerment. Government should incorporate women rights in the undergoing constitution amendment in the justice system and educate public on gender issues. en_US
dc.language.iso en en_US
dc.publisher Mzumbe University en_US
dc.subject Women Empowerment en_US
dc.subject Microcredit-Empowering Women en_US
dc.title The Outcome of Microcredit on Empowering Women and Increase their Autonomy at Ilala Municipality en_US
dc.type Thesis en_US

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